Visa

Visa is another one of the credit card industry’s heaviest hitters with millions of participating merchants globally. Visa is owned by a private association of over 20,000 member financial institutions which issue their credit cards to consumers around the world. There are 1.46 billion Visa cards in circulation that generate more than $4.3 trillion in global sales in more than 160 countries. Visa originated in 1958 when Bank of America launched the BankAmericard program.

In 1970, Bank of America transferred ownership to National BankAmericard, Inc. In 1976, NBI changed the BankAmericard name to Visa.

The company, which is located in San Francisco, California, has a detailed website at www.visa.com

The Chase Business Cash Rewards Visa Card

The Business Cash Rewards Card, issued by Chase, allows you to earn up to 5 percent cash back with unlimited rewards potential. The credit card comes with a zero percent annual percentage rate on purchases and balance transfers for up to 12 months and has no annual fee. It also has a 20 day interest-free grace period on purchase balances. With this business credit card, you will receive quarterly management reports and can request additional cards for your employees to use.

Credit Card Features

  • Annual fee - None
  • Rewards program - 5% cash back
  • Intro APR - 0%
  • Intro APR period - 12 months
  • Regular APR - 14.24%
  • Balance transfers - Yes
  • Quarterly management reports
  • Additional employee cards

Capital One No Hassle Miles Visa Signature

The Capital One No Hassle Miles Visa Signature credit card is designed for frequent fliers and shoppers who want to redeem their miles for travel, merchandise, cash back, charitable donations or gift certificates. This is a variable rate card that has no preset spending limit and no annual fee. With this card, you earn 1.25 miles for each dollar spent on purchases. The miles don’t expire and you can fly on any airline with no blackout dates or seat restrictions.

Credit Card Features

  • Annual fee - None
  • Rewards program
  • Regular APR - Variable
  • Balance transfers - Yes
  • No preset spending limit
  • Fly any airline with no blackout dates and seat restrictions
  • Redeem miles for travel, merchandise, cash back, charitable donations and gift certificates