Discover

Discover Financial Services is a business unit of Morgan Stanley, and it operates the Discover Card brands of credit cards. The company offers a variety of cards, including an array of affinity cards, for all budgets. Additional services from Discover Bank include Discover CDs, money market accounts and home loans. Discover is the newest of the major card brands and is headquartered in Riverwoods, Illinois. Discover Card was originally introduced by Sears in 1985, and is issued primarily in the US. There are more than 50 million Discover Cardmembers and the Discover Network has more than four million merchant and cash access locations.

To view the company’s history and products, check out its website at www.discovercard.com

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Discover Platinum Card

The Discover Platinum credit card features a zero percent introductory annual percentage rate on purchases and balance transfers for 12 months. It has a full five percent Cashback Bonus on purchases in the Get More Program when you shop at specified retailers throughout the year, and it comes with up to one percent Cashback Bonus on all other purchases. The card features a zero dollar fraud liability and it has no annual fee.

You can also double your Cashback Bonus when you redeem the dollars for gift cards or certificates from many of Discover’s 70 brand-name partners.

Credit Card Features

Annual fee - None
Rewards program
Intro APR - 0%
Intro APR period - Up to 12 months
Regular APR - 10.99%
Balance transfers - Yes
Up to 5% Cashback Bonus
$0 fraud liability

Discover Student Platinum Card

The Student Platinum Card from Discover features a zero percent introductory annual percentage rate on purchases for six months. It has a full five percent Cashback Bonus on purchases in the Get More Program when you shop at specified retailers throughout the year, and it comes with up to one percent Cashback Bonus on all other purchases. The card has no annual fee and is designed for people who want to build their credit history and score. You can also double your Cashback Bonus when you redeem the dollars for gift cards or certificates from many of Discover’s 70 brand-name partners.

Credit Card Features

Annual fee - None
Rewards program
Intro APR - 0%
Intro APR period - Up to six months
Regular APR - 16.99%
Balance transfers - Yes
Up to 5% Cashback Bonus
Unlimited cash rewards don’t expire as long as you use your card