American Express
American Express is a financial services company that is recognized as one the world’s top brands of credit cards. The company started out as a freight delivery firm in 1850 as the U.S. Postal Service didn’t deliver packages at that time. American Express also shipped valuables such as stocks and jewelry for various financial institutions. In the late 1800's, the company decided to get into the banking business by issuing money orders and traveler’s checks. Soon afterwards, American Express branches were opened in various parts of Europe. In 1915 the company entered the travel services arena and by 1922 it was providing steamship travel around the world. The first American Express credit card was issued in 1958.
American Express, located in New York City, has a wide variety of personal and business credit cards available for all budgets. To find out more about this historied company and to check out its products you can visit its website at www.americanexpress.com
Blue from American Express Credit Card
Blue from American Express is a personal credit card that has a free rewards program which allows you to redeem points towards entertainment, retail and travel rewards. You can earn one point for virtually every dollar you spend with Blue. The Blue credit card has no annual fee and comes with a zero percent introductory annual percentage rate for up to 15 months. It offers the option to pay balances in full or over time.
Credit Card Features
- Annual fee - None
- Free rewards program
- Low balance transfer APR - 4.99% fixed APR for the life of the balance
- Intro APR - 0%
- Intro APR period - Up to 15 months
- Regular APR - 12.24%
- Balance transfers - Yes
- Grace period - Up to 20 days
American Express Business Gold Rewards Credit Card
The American Express Business Gold Rewards Charge Card allows you to earn one point for virtually every dollar you spend. It also awards you extra points when you reach certain milestones. Some of these include 5,000 bonus points with your first purchase, 20,000 bonus points for reaching $50,000 in spending, 10,000 bonus points for your one-year card renewal, and 60,000 points if you spend an average of $5,000 a month.
There is no limit on the points you can earn and they have no expiry date.
Credit Card Features
- Annual fee - First year free, then $125
- No preset spending limit
- Automatic enrollment in the Membership Rewards Program
- Earn up to 100,000 points or more in the first year
- No finance charges
- Balance transfers - Not applicable
- 0% APR
- Payment due in full each month
